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For Your Dream Home



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Bank Loans Expert

Since 1988

Carmelo Vitello (NMLS#271085) has been helping new and experienced homeowners alike get affordable Construction, Renovation, Lot/Land or General Mortgage Loans since 1988.
As a National Certified Construction and Renovation Loans Specialist, I work to make the lending process easier for you every step of the way.
I can help you achieve your goals. Let’s work together to make your dream home a reality!


I bring decades of banking experience to help you qualify for your Mortgage, Construction, Lot or Renovation Loan that will make your house a real home. I walk with you every step of the process, from loan qualifications to signing, to the final draw.


You’ve bought your home — congratulations! Now, maybe you think it’s time to fix things up and/or upgrade? I can help!


I want to help you build the home of your dreams in a way that is effective, expedient, and affordable with just one closing for construction-to-financing.


Let’s get you into the home of your dreams quickly, painlessly, and affordably with a loan that works for you and your situation.


I can help secure finance to buy an empty lot, land or farm and build your dream home from the ground up with a loan that works for your chosen location and situation.
Construction & Lot/Land Loans Secured
Renovation & Condo Rehab Loans Secured
General Mortgage Loans Secured
US-Based Clients Served
Your Dream House, A Reality!

8 Benefits Of Having CARMELO VITELLO As Your Home Loans Specialist:

  1. He Has  Over 25 Years Of  Loans Expertise and Solid Track Records
  2. You Talk Directly To Him, The Banker. No 3rd party, No broker, No middleman
  3. He Got You Covered Any State In The United States Of America
  4. He Makes It Easy, Walks With You Every Step From Qualifying To Final The Draw!
  5. No Hidden Contracts: He Is 100% Transparent And Answers All Your Questions
  6. He Finds You The Best Mortgage Options That Works For You With Low Rates
  7. You Don’t Have To Be His Client To Offer You Valuable Information, Expert Advice, And Guidance
  8. He Genuinely Wants To Help You Get Your Dream Home



What Dream Home Owners are saying:

Carmelo will never give up on you. He gives me great tips on how to get loans faster after many banks turned me down flat. He got an offer and it was unbelievably great and worked for me! I now have consolidated my credit card debt at the lowest rate with improved scores that helped me secure new home loans. This is the best, easiest and most convenient experience I have ever had obtaining loans. I was very impressed by how quickly he processed the loans making it as pleasant as possible.

Bob McNeil

My family is very happy with Carmelo Vitello. He’s truly a Home Loans Expert. We’re on our 3rd mortgage with his help. He solves our problems with the amount of money we needed for new houses. He’s been the goto bank lender for over 15 years including helping our newlywed children secure their mortgages. He has been very helpful, polite, and very courteous in every way. I would definitely recommend him over and over again.

Barbara Stein

Carmelo is a God-sent! We had some options as we were looking for a mortgage lender and it can be hard to decide which lender to trust with something as important as home loans. That’s where Carmelo comes in. We researched lenders large and small, analyzed a variety of factors important to us but Carmelo made it so easy, supportive, very patient explaining and walking us through the process step by step. He helped my family get the best rate in the banking industry.

Joan Adams

Carmello Vitello was great to work with. He delivered our loan on time and with as little effort from us as possible. He handled our complicated situation very smoothly and professionally, so I’m sure he delivers conventional loans with great speed and ease. I will call Carmello again, and recommend him highly!

Brad Brenner


CALL Monday – Saturday, 8AM – 8PM


125 Park Ave, 18th Floor
New York, NY 10017

707 Westchester Ave. Ste 104
White Plains, NY 10604

    Your Construction and Renovation Loan Help
    Is Just A Click Away